This course provides a foundational understanding of how banks operate, how they manage risk, and how regulatory frameworks like Basel III ensure financial stability in the banking system.
The course begins with the balance sheet of a bank, explaining how banks structure their assets, liabilities, and equity. It highlights how lending and deposits form the core of banking operations.
It then explores the business model of a bank, showing how banks generate profit primarily through interest income, fees, and financial services while managing liquidity and credit risk.
The course also covers risk management in banks, explaining how financial institutions identify and control different types of risks such as credit risk, market risk, and operational risk. It further breaks down these risk types to give a clearer understanding of their impact.
In addition, the course introduces Basel III, a global regulatory framework designed to strengthen bank capital requirements and improve risk management practices after financial crises.
By the end of this course, learners will understand how banks operate financially, how they manage different risks, and how international regulations help maintain stability in the banking system.
