Responsible for monitoring and supervising the control, measuring and evaluating the current and expected risks for all levels of the bank’s investments portfolio.

Granting credit to Corporate, small & medium enterprises and retail, as well as the investment portfolio in subsidiaries and sister companies, through approved models for measuring [KRI’s & Risk Limits] in a way that contributes to risk mitigation, maintaining the acceptable level of quality of those investments and their impact on the bank’s capital adequacy ratio.

Job Responsibilities:

• Reports on the risks surrounding the Bank’s credit exposures at the level of the total portfolio and sub-portfolios [Corporate, Small and Medium Enterprises (SMEs), Retail Banking, and Mortgage Finance], including Key Risk Indicators (KRIs) and their maximum limits (Risk Limits), whether issued by the Central Bank of Egypt or stipulated in the Credit Policy, in addition to a number of other indicators commonly recognized in the field of credit risk management.
• A report on the measurement and calculation of single-obligor and sectoral concentration risks of the Bank’s credit exposures, as well as the additional capital requirements necessary to cover such risks.
• Monitoring and assessment of the risk indicators surrounding the portfolio of investment exposures in subsidiary and affiliated companies, through the evaluation and analysis of the indicators included in the periodic reports prepared by the Investment Sector and reviewed by the Credit and Investment Risk Sector.

Job qualifications:

• A University degree, preferably a Bachelor's degree in Commerce, Business Administration, or equivalent.
• Professional or academic postgraduate studies in the field of credit and risk management are preferred.

• At least 10 years of experience in credit risk management, credit and follow-up, including at least 5 years in credit portfolio risk management.

Human Capital Sector

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