Key Responsibilities:

• Develop and maintain credit risk assessment models and tools for individual and corporate clients
• Evaluate creditworthiness and monitor portfolio risk exposures and trends
• Formulate and update credit and collections policies in line with SAMA regulations and global standards
• Design and implement effective collections strategies to minimize delinquency and improve recoveries
• Oversee collections performance, targets, and external collection agencies
• Collaborate with sales, customer service, finance, compliance, and legal teams
• Act as a key liaison with regulators on credit and collections matters
• Prepare and present reports on credit risk metrics, portfolio quality, and collections performance to senior management
• Train and guide teams on credit risk and collections procedures

Requirements:

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, or related field
• 10+ years of experience in credit risk and collections within banking, including 5+ years in the KSA market
• Strong knowledge of SAMA regulations and international credit standards
• Proven experience in credit policy development and collections strategy
• Hands-on experience with credit risk management systems and MS Office
• Excellent analytical, leadership, and stakeholder management skills

Preferred:

• Professional certifications (CCP, CRP, or equivalent)
• Experience with Basel III, IFRS 9, and COSO frameworks
• Bilingual proficiency in Arabic and English
• Exposure to digital collections tools and platforms

• للتقديم الان