Job Summary:

The position is focusing on taking the necessary reviews and analysis to mitigate the credit risks associated financing the medium enterprise clients.

Job Responsibilities:

• Prepare credit risk reports for financing and facilities of medium enterprise clients.
• Conduct and review credit studies for new or renewed facilities, providing impartial technical opinions.
• Develop measures to mitigate, reduce, or transfer potential credit risks.
• Analyze current and future risks (industry, market, management, asset cycle, financial, capital structure).
• Ensure credit studies comply with internal/external regulations and policies, adding conditions or guarantees to minimize risks.
• Audit financial inclusion and sustainable finance data.
• Measure and evaluate credit risk levels using approved tools.

Job Qualifications:

• Bachelor’s degree in Accounting, Finance, or a related field.
• Priority to candidates holding specialized certifications in credit or finance (e.g., Credit Course, SME Course).
• Minimum 1 year of banking experience preferred.

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