نوع العمل : عمل كلى
الخبرة : 3-5 سنة
الراتب : Confidential
المكان : New Cairo
الخبرة : 3-5 سنة
الراتب : Confidential
المكان : New Cairo
Job Description
Key Responsibilities
- Loan Sales & Customer Engagement
- Promote and cross-sell auto loan products to customers purchasing vehicles through the dealership.
- Explain financing options, loan structures, interest rates, and repayment terms clearly to customers.
- Build and maintain strong relationships with individual buyers, corporate clients, and fleet customers.
- Provide pre-qualification checks and assist customers in selecting the right financing solution.
- Application Processing & Credit Assessment
- Collect, verify, and process all required documents (ID, income proof, employment verification, etc.).
- Conduct initial credit analysis and forward applications for approval in line with policies.
- Coordinate with banks, financial institutions, or in-house finance arms to ensure smooth approvals.
- Ensure compliance with all regulatory requirements and internal risk guidelines.
- Coordination with Dealership & Sales Teams
- Work closely with automotive sales team to generate leads and finalize loan-linked sales.
- Track customer loan applications and update sales staff on approval status.
- Support sales campaigns and promotional offers by aligning financing solutions.
- Portfolio Management & Collections
- Monitor disbursed loans and ensure timely repayment follow-up.
- Assist in resolving customer issues, repayment delays, or defaults.
- Maintain updated records of active loans and customer accounts.
- Report delinquent accounts and coordinate with collections teams.
- Reporting & Performance
- Achieve monthly/quarterly loan disbursement and portfolio growth targets.
- Provide regular reports on loan applications, approvals, rejections, and portfolio health.
- Loan Sales & Customer Engagement
- Promote and cross-sell auto loan products to customers purchasing vehicles through the dealership.
- Explain financing options, loan structures, interest rates, and repayment terms clearly to customers.
- Build and maintain strong relationships with individual buyers, corporate clients, and fleet customers.
- Provide pre-qualification checks and assist customers in selecting the right financing solution.
- Application Processing & Credit Assessment
- Collect, verify, and process all required documents (ID, income proof, employment verification, etc.).
- Conduct initial credit analysis and forward applications for approval in line with policies.
- Coordinate with banks, financial institutions, or in-house finance arms to ensure smooth approvals.
- Ensure compliance with all regulatory requirements and internal risk guidelines.
- Coordination with Dealership & Sales Teams
- Work closely with automotive sales team to generate leads and finalize loan-linked sales.
- Track customer loan applications and update sales staff on approval status.
- Support sales campaigns and promotional offers by aligning financing solutions.
- Portfolio Management & Collections
- Monitor disbursed loans and ensure timely repayment follow-up.
- Assist in resolving customer issues, repayment delays, or defaults.
- Maintain updated records of active loans and customer accounts.
- Report delinquent accounts and coordinate with collections teams.
- Reporting & Performance
- Achieve monthly/quarterly loan disbursement and portfolio growth targets.
- Provide regular reports on loan applications, approvals, rejections, and portfolio health.
Job Requirements
- Education Level: Bachelor’s degree in Business, Finance or related field
- 3–5 years of experience in auto finance, retail banking, or the automotive sector.
- Strong knowledge of loan products, credit evaluation, and risk management.
- Excellent negotiation, communication, and interpersonal skills.
- Proficiency in MS Office and loan/CRM systems.
- Ability to work under pressure and meet sales & collection targets.
- Sales & target-driven mindset
- Strong analytical & decision-making ability
- Customer-centric approach
- Attention to detail & compliance focus
- Relationship-building with clients & partners
- Education Level: Bachelor’s degree in Business, Finance or related field
- 3–5 years of experience in auto finance, retail banking, or the automotive sector.
- Strong knowledge of loan products, credit evaluation, and risk management.
- Excellent negotiation, communication, and interpersonal skills.
- Proficiency in MS Office and loan/CRM systems.
- Ability to work under pressure and meet sales & collection targets.
- Sales & target-driven mindset
- Strong analytical & decision-making ability
- Customer-centric approach
- Attention to detail & compliance focus
- Relationship-building with clients & partners