JOB PURPOSE:

• Ensure efficiency of documentation covering Public / TTLC / Commercial / FI /Business Banking /SMEs /NPLs & Settlements clients
• Ensure obtaining proper Documents against approved CAs & proper safekeeping in-order to achieve predetermined objectives.
• Ensure proper activation for credit approvals(new facilities, increase of existing facilities, amendments, waivers, deferrals etc.) covering Public / TTLC / Commercial / FI / Business Banking /SMEs/ Settlements clients

KEY ACCOUNTABILITIES:

Handling Credit Relationship(s)

Reviewing drafted documents according to approved CAs.

Follow up with legal & sharia to finalize all pending issues

Sending email to RM with all required documents from the client as per the approved Credit Approvals.

Review Docs for performing (Corporate & SMEs & Business Banking), fully secured (Direct facilities).

Maintain tickler for expired docs

Maintain tickler for deferred docs

Maintain mortgage valuation reports

Maintain mortgage insurance reports

Monitor Goods valuation reports & insurance

Check proper level of approval obtained for Docs deferrals & exceptions

Review updating Documentation Report by received documents (database system).

Ensure proper filing for Docs

Review Documentation register

Sending activation email to limits unit to activate clients limits as per held docs

Follow Up on centralization for non performing clients Docs at Documentation Risk Control dept.

Finalize standard docs project

Monitor settlement agreements for non performing clients

Ensure proper approvals obtained for released docs

Ensure periodic updates for Corporate & Personal guarantees

Issue Monthly guarantees Report and send it to limits unit.

Review docs status related to availments

Key Customer Relationship

Maintain regular contacts with Relationship managers to sort any internal/ departmental issues.

Supporting corporate operations/ Limits unit in the best way, as per approved SLA.

Maintain relationship with internal/external colleagues to provide excellent service provided for business.

Closely follow up and ensure the processing of all activations (new facilities, increase of existing facilities, amendments, waivers, deferrals etc) up to their satisfaction duly within SLAs without deviation.

Abide by Banks Policies

Strictly adhere to ADIBs Credit, Legal and Sharia policies.

Make sure that extensions / activations / deferrals of credit approvals in line with ADIB Egypt policy, regulations and guidelines.

Highlight any credit / regulatory issues and/or deviations to senior credit management

And any other assigned tasks.

QUALIFICATIONS:

Academic and professional qualifications

University/College Degree

Islamic banking knowledge

Legal awareness for issues related to banks securities and collateral

Apply Now