Responsibilities
Analyze and review CR packages to ensure capturing adequate level of data for risk calculation structuring and pricing.
Ensure suitability of structure to purpose and sources of repayment.
Identify risks mitigates and exit strategies and ensure their appropriateness.
Validate risk rating and ensure appropriateness of pricing as compared to risk.
Ensure that CR packages are in line with set strategy policies and guidelines.
Generate CR executive summary reports in case of complex transactions.
Investigate history of subject borrower credit standing and relationship with Arab
Bank Plc (if any).
Recommend and obtain approval / decline for credit requests.
Communicate JCC’s decision regarding subject credit requests to concerned hubs branches and subsidiaries.
Ensure the integrity and quality of data and data analysis.
Qualifications
Experience: Min. 2 years of experience in credit in an international bank or financial institution.
Ability to deliver results against tight deadlines.
Proven analytical and modeling skills and thorough understanding of financial statements.
Strong understanding of market requirements and cyclical industries.
Excellent computer skills (Ms Office).
Solid communication and presentation skills.
